Fact Sheet - Understanding Wealth Creation

There are many ways to create wealth.

One of the most common strategies is investing regularly in a retirement saving plan. Some of the typical strategies in retirement planning might include the buying and selling of securities, mutual funds, ETFs as well as portfolio diversification and tactical asset allocation.

Most of these strategies involve some degree of risk. For example, diversification could decrease the risk of loss in a portfolio, but depending on the asset classes chosen, a sudden market correction could negatively impact overall returns. Market timing is perhaps one of the riskiest strategies as well.

The  INTEGRIS  PPP  offers specific  risk-­‐free  ways of creating wealth. The  most common are listed below:

Each of these drivers of value creation are not related to stock market volatility and generate larger tax refunds or new flows of monies for the pension fund or its corporate sponsor. While taking risks to chase returns is a strategy followed by many, the PPP clients can reduce their risk and increase their wealth by enjoying the superior tax advantages of a pension plan instead.